Newsflash

Internet bank accounts have a number of advantages over more traditional bank accounts. First, since they don't require local branches, costs are greatly reduced across the board for these accounts. Further, since most common tasks are handled electronically, staffing requirements are much lower for online bank accounts, further reducing costs. These savings can be passed on to online bank account holders in the form of higher interest rates and lower fees.

Further, with 24/7 access to your account over the internet, you can handle many banking tasks from almost anywhere. Being able to send electronic checks from your internet account, move part of your paycheck to your savings or money market account, and pay bills, all from your laptop in an Internet cafe, makes banking quick and painless, rather than an ordeal.

Many who are reluctant to make the switch to an online bank account cite concerns over security as a primary reason. In particular, they worry that getting their banks statements online rather than by mail may expose them to identity theft. The truth is the opposite is true. You're much more likely to fall victim to identity theft from someone raiding your mailbox or garbage than getting ahold of your online bank statement. Online bank documents are strongly encrypted, and highly difficult to crack. Anyone can get into your trash can, however. In short, Online Bank accounts are actually more secure, not less.

Online banks have been growing rapidly in market share in recent years, and some of the bigger banks, such as Washington Mutual, have responded by offering online bank accounts of their own. While some limit access to branches for online account holders, others allow you to take full advantage of their local branch and ATM networks, which is a great deal for those who prefer to at least have the option to do their banking in person.

So are the days of the local bank branch numbered? It's hard to say for sure, but one thing is certain - online bank accounts are here to stay, and are bound to continue to grow in prevalence. If you haven't considered switching to an online bank account, you should. The benefits are too good to be ignored.

 

Sean Owen is an attorney, and the editor of http://www.rankbanks.com, a site dedicates to reviews and information on Online Banks.

 
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LG Shine Replaces Chocolate and Goes Gold?
Written by Web Master   
Saturday, 12 June 2004

LG a great company dedicated to manufacture electronic goods has come up with their most recent innovation in mobile technology fashion which is expected to replace the already successful chocolate, this new model is called the LG Shine. The name was given to this device due to the fact that it is sleek, it has an elegant silver body and it's screen is said to go "mirror-like" once it is turned off or in stand-by. This phone is technically named the SV420 others even use LV4200 and KV4200 numeration to identify it.

This mobile phone is considered to be the second black label series premium phone from LG and it is barely 13 millimeters thick, it features a slider keypad similar to the one shown on the Chocolate model.

Amongst it's most attractive features is the LG Shine has a built-in 2 effective megapixel camera which sports a Scheider-Kreuznach shooter with flash, the flash and focal point are located at the back of the device which makes it very convenient when capturing precious memories. It also has a 2.2 inch QVGA display which is great for a phone this size.

This fabulous phone is expected to hit the Korean market first and it will then be launched globally, however this doesn't necessarily mean that the promotional materials for this new mobile phone have been kept until it is released, on the contrary the silver model has gone gold in the new movie "Iron Man", while the model featured in the movie is not expected to be released to the market (because it is quite exclusive) it does help give a PR boost to the Shine. If it does hit retail it should go for around 2K which is beyond the limits of what people would expect to pay for a mobile phone, this price is mostly attributed to the materials used to craft it (a dab of 18K gold) and considering gold's current value in the stock market you might want to hold off on this exclusive version of the LG Shine.

Besides its glamorous design there isn't much of a difference between the original silver Shine and the Gold version shown in the Iron Man movie, so if you don't really need a mobile phone with a solid gold battery cover then your best choice would be to go with the economic yet stylish Silver.

 

No1Tele.com provides more information about Nokia mobile phones as well as news regarding the best Nokia mobile phones that are coming out. Visit us today and get the inside scoop.

Last Updated ( Friday, 20 June 2008 )
 
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